Secured Business Loan

Home Secured Business Loan

Secured Business Loan

Home Secured Business Loan

Secured Business Loan

Empower Your Business with a Secured Business Loan

A Secured Business Loan is a financing option where you pledge an asset such as property, equipment, or inventory as collateral to access higher loan amounts at lower interest rates. Whether you want to expand operations, purchase new machinery, or boost working capital, a secured loan provides the financial backing your business needs to grow confidently.

Key Features of Secured Business Loans

Access higher loan amounts at lower interest rates by pledging eligible assets. Finance expansion, equipment, inventory or working capital with flexible tenures and expert support.

High Loan Amounts

Get access to larger funds by leveraging your business or personal assets.

Lower Interest Rates

Collateral-backed loans often come with lower rates, reducing your overall borrowing cost.

Flexible Repayment Tenure

Choose a repayment schedule that suits your cash flow, typically ranging from 1 to 15 years.

Quick Disbursal

Enjoy faster processing and approval once collateral valuation is complete.

Use for Any Business Purpose

Fund expansion, manage cash flow, purchase equipment, or refinance existing debts.

Eligible Collateral Options

Eligibility Criteria

Documents Required

KYC Documents

Identity & address proof of the borrower and business.

Business Proof

GST registration, business license, partnership deed, or company incorporation certificate.

Financial Documents

Bank statements, ITRs, and audited financials for the last 2–3 years.

Collateral Documents

Title deed or proof of ownership of pledged asset.

Why Apply Through - All About Finances

Apply through All About Finances to save time, access top lenders, and get honest, transparent financial guidance backed by years of expertise.

Compare multiple lenders at one place.

Transparent process with no hidden charges.

Personalized offers based on your profile and asset value.

End-to-End support from application to disbursal.

Benefits of Choosing a Secured Business Loan

Leverage your assets to access cost-effective capital and stabilise growth.

Unlock higher capital at lower interest rates.

Maintain cash flow while expanding operations.

Consolidate debts into one manageable repayment plan.

Build or improve your business credit profile.

How to Apply

A simple and transparent process designed to help you secure the business loan that truly fits your goals.

Compare Offers

Review interest rates, loan amounts, and repayment terms from multiple lenders to choose the best fit.

Submit Documents & Get Funded

Upload KYC, business financials and collateral documents. Upon approval, funds are disbursed directly to your account.

Frequently Asked Questions

Get clear, straightforward answers to the most common questions about personal finance, investments, budgeting, and money management.

What is the maximum loan amount I can get?

It depends on the value of your collateral and business financials—typically up to 70–80% of the asset’s value.

Can startups apply for Secured Business Loans?

Yes, startups can apply if they can offer valid collateral with ownership proof.

What happens if I default on repayment?

The lender may recover dues through the pledged collateral. Always ensure timely payments to protect your assets.

How long does the approval process take?

Once documents and collateral are verified, approval can take as little as 3–7 business days.