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Get Home Loans Starting At 7.15% P.A. Onwards* Loan Amount Starting From ₹15 Lacs*

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    Our Products

    Unlock Opportunities with Customized Loan Solutions

    Home Loans

    Start your Home Loan journey effortlessly with our guided process, simplifying your path to owning your dream home or securing extension loans for renovations, upgrades, or structural changes — all with the lowest interest for home loan options available.

    Loan Against Property

    Unlock new growth opportunities with a Loan Against Property without income proof. Achieve your financial goals effortlessly through a simple process, quick approvals, and transparent terms designed to make borrowing secure, flexible, and stress-free today.

    Plan Your Home Loan & Loan Against Property Smartly — Talk to Our Experts Today.

    Document Required

    To ensure smooth Home Loan and Loan Against Property processing—whether you’re applying for a loan—it’s important to provide the right set of documents. Below is a clear breakdown of the documents required for Salaried Employees and Self-Employed Individuals.

    • Application

      Duly filled Application Form with Photograph.

    • Identity Proofs

      Age Proof (PAN Card, Passport, Any other Certificate from Statutory Authority).

    • Residency Proof

      Residence Proof (Passport, Driving License, Telephone Bill, Ration Card, Election Card, Any other Certificate from Statutory Authority).

    • Qualification

      Education Qualifications - Latest Degree (for professionals).

    • Financial Details

      Latest Salary-slips for 3 months.

    • Process Form

      Form 16 for last 2 years.

    • Bank Statement

      Last 12 months Bank Account Statements (self & business).

    • Fees

      Processing Fee Cheque.

    • Documents

      Photocopy of Title Documents of the Property, Approved Plan etc.

    • Application

      Duly filled Application Form with Photograph.

    • Identity Proofs

      Age Proof (PAN Card, Passport, Any other Certificate from Statutory Authority).

    • Residency Proof

      Residence Proof (Passport, Driving License, Telephone Bill, Ration Card, Election Card, Any other Certificate from Statutory Authority).

    • Qualification

      Education Qualifications - Latest Degree (for professionals).

    • Certificates

      Certificate & Proof of business existence along with Business Profile.

    • Financial Details

      Last 3 years Income Tax returns (self and business) with Profit & Loss Account & Balance Sheets duly certified/audited by a Chartered Accountant.

    • Bank Statement

      Last 12 months Bank Account Statements (self & business).

    • Fees

      Processing Fee Cheque in favour of 'PNB Housing Finance Ltd.'.

    • Documents

      Photocopy of Title Documents of the Property, Approved Plan etc.

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    Applications Processed

    Helping thousands achieve their financial goals.

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    Lending Partners

    Connected with India’s top banks and NBFCs.

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    Families Served

    Trusted by families across the nation.

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    Year in Experience

    Decades of excellence in financial services.

    Top Recommended Lenders

    Partnered with India’s leading banks and financial institutions.

    Top Lending NBFCs

    Trusted non-banking financial partners offering flexible loan solutions.

    Frequently Asked Questions

    Get clear, straightforward answers to the most common questions about Home Loans and Loans Against Property—covering eligibility, approval timelines, documentation, and application process in detail.

    What is a Home Loan?

    A home loan is a secured loan to buy, build, or renovate a home. The property acts as collateral, repaid via EMIs over years. Get started today!

    How long does it take to get a loan approval?

    Once documents and collateral are verified, approval can take as little as 3–7 business days.

    Can I get approval without finalizing my property?

    Yes! Get pre-approved based on income first. Finalize property later—disbursal after verification. Check your eligibility instantly!

    What is a Loan Against Property?

    A Loan Against Property (LAP) is a secured loan where you pledge your residential, commercial, or industrial property as collateral to get funds for personal or business needs.

    Can I continue using my property after taking the loan?

    You retain ownership and can continue to live in or use the property while repaying the loan.

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