Get Home Loans Starting At 7.15% P.A. Onwards* Loan Amount Starting From ₹15 Lacs*
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Home Loans
Start your Home Loan journey effortlessly with our guided process, simplifying your path to owning your dream home or securing extension loans for renovations, upgrades, or structural changes — all with the lowest interest for home loan options available.
Loan Against Property
Unlock new growth opportunities with a Loan Against Property without income proof. Achieve your financial goals effortlessly through a simple process, quick approvals, and transparent terms designed to make borrowing secure, flexible, and stress-free today.
Plan Your Home Loan & Loan Against Property Smartly — Talk to Our Experts Today.
Document Required
To ensure smooth Home Loan and Loan Against Property processing—whether you’re applying for a loan—it’s important to provide the right set of documents. Below is a clear breakdown of the documents required for Salaried Employees and Self-Employed Individuals.
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Application
Duly filled Application Form with Photograph.
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Identity Proofs
Age Proof (PAN Card, Passport, Any other Certificate from Statutory Authority).
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Residency Proof
Residence Proof (Passport, Driving License, Telephone Bill, Ration Card, Election Card, Any other Certificate from Statutory Authority).
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Qualification
Education Qualifications - Latest Degree (for professionals).
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Financial Details
Latest Salary-slips for 3 months.
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Process Form
Form 16 for last 2 years.
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Bank Statement
Last 12 months Bank Account Statements (self & business).
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Fees
Processing Fee Cheque.
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Documents
Photocopy of Title Documents of the Property, Approved Plan etc.
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Application
Duly filled Application Form with Photograph.
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Identity Proofs
Age Proof (PAN Card, Passport, Any other Certificate from Statutory Authority).
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Residency Proof
Residence Proof (Passport, Driving License, Telephone Bill, Ration Card, Election Card, Any other Certificate from Statutory Authority).
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Qualification
Education Qualifications - Latest Degree (for professionals).
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Certificates
Certificate & Proof of business existence along with Business Profile.
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Financial Details
Last 3 years Income Tax returns (self and business) with Profit & Loss Account & Balance Sheets duly certified/audited by a Chartered Accountant.
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Bank Statement
Last 12 months Bank Account Statements (self & business).
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Fees
Processing Fee Cheque in favour of 'PNB Housing Finance Ltd.'.
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Documents
Photocopy of Title Documents of the Property, Approved Plan etc.
Applications Processed
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Frequently Asked Questions
Get clear, straightforward answers to the most common questions about Home Loans and Loans Against Property—covering eligibility, approval timelines, documentation, and application process in detail.
A home loan is a secured loan to buy, build, or renovate a home. The property acts as collateral, repaid via EMIs over years. Get started today!
Once documents and collateral are verified, approval can take as little as 3–7 business days.
Yes! Get pre-approved based on income first. Finalize property later—disbursal after verification. Check your eligibility instantly!
A Loan Against Property (LAP) is a secured loan where you pledge your residential, commercial, or industrial property as collateral to get funds for personal or business needs.
You retain ownership and can continue to live in or use the property while repaying the loan.