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    Frequently Asked Questions

    Get clear, straightforward answers to the most common questions about personal finance, investments, budgeting, and money management.

    What is the maximum loan amount I can get?

    It depends on the value of your collateral and business financials—typically up to 70–80% of the asset’s value.

    Can startups apply for secured business loans?

    Yes, startups can apply if they can offer valid collateral with ownership proof.

    What happens if I default on repayment?

    The lender may recover dues through the pledged collateral. Always ensure timely payments to protect your assets.

    How long does the approval process take?

    Once documents and collateral are verified, approval can take as little as 3–7 business days.

    What is a Mutual Fund?

    A mutual fund is a professionally managed investment scheme that pools money from multiple investors to invest in a diversified portfolio of stocks, bonds, or other securities. The returns are shared among investors in proportion to their investment.

    How can I start investing?
    • You can start by:
    • Creating an account on our platform.
    • Completing KYC verification.
    • Selecting a mutual fund based on your goals and risk profile.
    • Starting an SIP (Systematic Investment Plan) or making a lump-sum investment
    What is a SIP (Systematic Investment Plan)?

    A SIP allows you to invest a fixed amount regularly (monthly, quarterly, etc.) in a mutual fund. It promotes disciplined investing and helps average out market fluctuations over time.

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